How to Apply for Crop Insurance in Maharashtra

As agriculture is synonymous with disasters and risks beyond our control, it is important to take precautionary measures to minimize damage to farmers. By providing crop insurance, farmers can stabilize their crop production and reduce its negative impacts on their lives. In the current agricultural environment, crop insurance has become a necessity. Every year, new technologies are invented to help farmers maximize their returns.

Farmers can get insurance coverage for the new technologies so that if they fail, they do not lose anything as the insurance company compensates them. Maharashtra may follow several other big states in opting out of the Narendra Modi government’s much-vaunted crop insurance scheme, PMFBY (Pradhan Mantri Fasal Bima Yojana). Several states, including West Bengal, have already replaced the central scheme with their own. Maharashtra may become the 8th state to opt out of the flagship crop insurance program of the center.

How to Apply for Crop Insurance in Maharashtra

A crop insurance policy protects a farmer’s crop against unforeseen setbacks. Because most farmers’ livelihoods depend on the quality and quantity of their yield, crop insurance helps reduce poverty. The advantages of crop insurance are,

Stability in Income: In the event of crop failure, it protects farmers from financial loss. As a result, farmers can manage their yield and price risks using it.
Minimal Debts: In the event of crop failure, farmers can repay their loans with the help of the right insurance provider.
Technological Advancement: Agri platforms that use IOT to enhance agriculture practices and reduce farmer losses are working with insurance companies. Farmers can improve crop production by understanding the latest technological advancements.
Yield Protection: Crop insurance aims to protect farmers against crop production losses. Furthermore, it provides security for replanting and preventative planting.
Provides Awareness: Insurance companies provide awareness campaigns to help farmers understand the effects of natural calamities and to protect their crops.

Application Procedure to Get Crop Insurance

Apply In-Person

The Maharashtra agriculture department or Tehsildar Office contact link is available for crop insurance scheme (WBCIS) applications
A crop insurance application form (WBCIS) is obtained from the agriculture department or tehsildar office.
The applicant must fill out a complete application form.
The applicant must carry all documents listed under the “Required Documents” section below. Both photocopies and originals are required.
When submitting the application form at the office, the applicant should include photocopies of the required documents.
It is necessary to pay a fee according to the authority’s request for this procedure.
An applicant will receive crop insurance if all the procedures mentioned earlier are followed correctly.
A typical processing time for this procedure is between 30 and 45 days.
After receiving the notification, the applicant can collect their insurance at the office.

Apply Online

Please click on the following link to apply online for crop insurance: www.pmfby.gov.in.
Click on the “Farmer Corner” icon on the homepage.
You could log in with your mobile number if you registered as a farmer. You can also click on the “Guest Farmer” button if you do not have an account.
Fill out the application form for “Register for New Farmer User” with all the necessary details.
Once you’ve finished entering the CAPTCHA, click “Create User.”
Please follow the page prompts and complete all the requested information before clicking “Next.”.
Click “Next” after entering your “Bank Details.”
The “Crop Details” page must be filled out, and all necessary documents must be uploaded.
Register by clicking the “Submit” button after entering all the details.
You will be diverted to the payment page, where you must enter your card details and click the “Make Payment” button.

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The registration will be completed once the payment has been made.
In the event of successful registration, you will be notified via SMS and email, and your credentials will be sent to you.
Visit the homepage once you have registered
You can log in by clicking the “Farmer Corner” icon and then the “Login for Farmer” button.
Enter your mobile number and CAPTCHA on the next page, then click “Request or OTP.”
Once the OTP has been entered, please fill out the application for crop insurance and submit it.
Your receipt number will be emailed once your application has been submitted.
The same link can be used to check the status of your application
Click on the “Application Status” icon on the homepage.
Click on the “Check Status” button after entering the “Receipt Number” and “Captcha Code.” Upon submitting your application, you will see its status.

Apply Through Centres

The applicant must visit the respective “CSC” center/sewa kendra to apply for the Crop Insurance Scheme (WBCIS). Click on the link to locate the center according to the district: www.pmfby.gov.in
Please ensure you have all the documents listed below under “Required Documents.”
You can obtain an application form from the kiosk operator when visiting the center.
In the application form, the applicant must provide all the required information.
Complete the application and submit it to the office with the “Required Documents.” Original documents should be brought to the kiosk for scanning.
The operator will process an online application.
An acknowledgment number will be issued to the applicant upon successful submission. The applicant’s registered mobile phone will also be sent a transaction number.
Pay the fee and collect the receipt in this page’s “Fees” section.
The applicant will receive a text message containing an update on the status of their application. Make sure you keep track of the notification.
According to the application, the permission will be granted after the authorities have satisfied themselves.

Required Documents to Apply for Crop Insurance

Application form
Bank book number with proof
Annual income certificate
Address proof(Ration card/Rental agreement)
ID proof(Aadhaar card)
Evidence of land records prevailing in the state(Records of Right (ROR)
Sowing certificate
Applicable contract
Agreement details
Other documents notified
Permit by concerned state Govt.
Land possession certificate(LPC)

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Conclusion

As well as Agriculture Insurance Company of India Ltd. (AIC), private general insurance companies such as ICICI-Lombard, IFFCO-TOKIO, HDFCERGO, and Cholamandalam MS Ltd. have also been allowed for the implementation of the scheme. From the current Kharif 2013 season onward, five more private insurance companies will be allowed to operate. Since the pilot began in Kharif in 2007, 323.74 lakh farmers have been insured, covering 450.31 lakh hectares and generating Rs. 55813.40 crores.

How to Apply for Crop Insurance in Maharashtra