The Gujarat government is not implementing the central government’s crop insurance scheme (PMFBY). The Gujarat government introduced a new scheme for farmers facing crop losses to replace the Pradhan Mantri Fasal Bima Yojana (PMFBY). The new scheme, called Mukhya Mantri Kisan Sahay Yojana, will compensate farmers facing crop losses due to drought, excess rain, or unseasonal rain without collecting any premium.
Unlike the Centre’s crop insurance scheme, farmers are not required to pay any premium under this new state government’s scheme to get protection against natural risks like drought and excess or unseasonal rain during the kharif season. According to the Gujarat state government, they are replacing PMFBY with Mukhya Mantri Kisan Sahay Yojana as insurance firms demand very high premiums.
It is important to note that the MMKSY will cover all 56 lakh farmers in the state, unlike the PMFBY, where 15-17 lakh farmers who applied for crop insurance were covered on average. Premiums paid by the state government under PMFBY were Rs 1,700 crore and Rs 1,800 crore, respectively. A similar amount was paid by the Centre as well.
How to Apply for Crop Insurance in Gujarat
Terms and Conditions Applied for Mukhya Mantri Kisan Sahay Yojana
- It will be limited to crop losses occurring during the Kharif season. There will be a maximum of four hectares of coverage for drought, flooding, and unseasonal rainfall.
- Those who suffer crop losses of less than 33 percent will not be compensated, while those who suffer losses of 33 to 60 percent will receive Rs 20,000 per hectare.
- A compensation amount of Rs 25,000 per hectare will be paid for crop losses above 60 percent.
- There will be a drought declaration if any taluka does not receive 10 inches of rain for the season or if there are no rains for four consecutive weeks (28 days) from monsoon onset to August 31.
- The South Gujarat districts of Bharuch, Narmada, Tapi, Surat, Navsari, Valsad, and Dang will declare a taluka affected by heavy rain if it receives 35 inches or more of rain.
- All other districts will be considered if their rainfall exceeds 25 inches. If 2 inches or more of rainfall falls between October 15 and November 15, crop loss due to unseasonal rain will be considered.
In case you missed it: How to Apply for Crop Insurance in Telangana
Eligibility Required for Mukhyamantri Kisan Sahay Yojana
- The applicant should be a resident of Gujarat permanently.
- Farmers who lose crops due to natural calamities will also be eligible for additional compensation under the State Disaster Response Fund.
- This scheme is only available to farmers in the state.
- All 8-A holders registered in the state’s revenue records and farmers recognized under the Forest Rights Act will benefit from this scheme.
- This scheme will be implemented in the Kharif season, so farmers should be engaged in the Kharif season to take advantage of it.
Documents Required for Mukhyamantri Kisan Sahay Yojana
- Aadhar card
- identity card
- Address proof
- mobile number
- passport size photo
How to Apply in Chief Minister Kisan Sahay Yojana (Kisan Sahay) ?
It will take a while for interested beneficiaries of the state to apply to benefit from the Gujarat Chief Minister Kisan Sahay Yojana. The online application process has just been launched. The portal launch has not yet taken place. Shortly, an official website dedicated to Mukhyamantri Kisan Sahay Yojana will be launched, where online applications for this scheme can be made through e-gram centers.
The official website will be launched soon after the launch of the Mukhyamantri Kisan Sahay Scheme, and you can apply online. Kisan Sahay Yojana is still available to all eligible farmers despite this. As such, farmers are currently able to submit applications in offline mode. Farmers interested in participating in Mukhyamantri Kisan Sahay Yojana in Gujarat can register through the e-village center. All the necessary documents will have to be submitted following the scheme.
Process of Preparation of Beneficiary List Under Mukhyamantri Kisan Sahay Yojana
Under this scheme, the Revenue Department of the State Government will prepare the list of beneficiary farmers as per the following procedure.
- A list of all taluka/village people whose crops have been damaged by drought, heavy rains, or seasonal rains will be prepared by the District Collector under Mukhyamantri Kisan Sahay Yojana.
- The Revenue Department will receive a copy of this list after completion.
- Within seven days, the Revenue Department should receive this list.
- A survey team will then review the damage within 15 days.
- After completing all these steps, the District Development Officer will declare the list of beneficiary farmers.
- There will be two types of beneficiary lists, those who suffer a loss of 33% to 60% and those who suffer a loss greater than 60%.
Benefits of Mukhyamantri Kisan Sahay Yojana
- Farmers will be given financial assistance of Rs 20,000 on 1 hectare after 33 percent crop loss due to natural calamity.
- Those farmers whose crops will be damaged more than 60 percent will be given an amount of 25 thousand per 1 hectare on 4 hectares.
- Financial assistance to farmers in case of crop failure, so they do not commit suicide.
- With this scheme, farmers will show more interest in their farming.
- The government will compensate for the loss due to natural calamity.
- The farmer will not even need to pay the premium under the scheme.
- Only the original farmers of Gujarat can take advantage of this scheme.
- About 56 lakh Gujarat farmers will benefit under the Mukhyamantri Kisan Sahay Yojana.
- Natural calamities like floods, droughts, excessive rains, and fires generally damage the kharif crops and will be compensated by the state government.
In case you missed it: How to Apply for Crop Insurance in Madhya Pradesh
Conclusion
Farm losses cause many problems for farmers, and some are forced to commit suicide due to non-payment of loans. This MMKSY scheme provides financial assistance to farmers whose crops have been damaged. So that they can resume their agricultural work without being burdened. In addition, they should not face any financial difficulties. Farmers will become more self-reliant and inclined towards agriculture under this scheme. Financially, they will be in good shape.
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