How to Apply for Crop Insurance in Jharkhand

All state governments and the central government are making continuous efforts to increase farmer incomes. Often, farmers also suffer losses because of natural disasters. Accordingly, the Jharkhand Government launched the Jharkhand Crop Relief Scheme. The Jharkhand government has introduced a crop relief scheme called Kisan Fasal Rahat Yojana to replace the Prime Minister’s Farmers’ Insurance Scheme, PMFBY. This scheme compensates Jharkhand farmers in the event of crop damage due to natural disasters.

The program will cover both landowners and landless farmers. Agriculture, Animal Husbandry, and Cooperatives will be responsible for implementing the program. The project management unit will work with a consultancy firm taking care of technical requirements. Some of the scheme’s objectives are food safety, crop diversification, rapid agriculture development, and competition. The scheme does not require premium payments.

How to Apply for Crop Insurance in Jharkhand

Why is the Jharkhand Government Replacing PMFBY?

We all know that insurance companies receive a large sum yearly as premiums. During the past three years, Jharkhand paid Rs 512.55 crore, but the compensation claim settlement was only Rs 82.86 crore, representing only 16% of the total premium.

Furthermore, the number of farmers who benefited compared to the actual coverage is vastly unequal. There were 33.79 lakh registered farmers in the past three years, but only 2.25 lakh benefited from the scheme. In light of the state government providing half the insurance premium, the amount will be used for direct compensation instead.

The Objective of the Jharkhand Crop Relief Scheme

A major objective of the Jharkhand Fasal Rahat Yojana is to provide financial assistance to farmers affected by natural disasters. The farmers will become empowered through this scheme, improving their economic conditions. Fasal Rahat Yojana will also increase the income of farmers. The farmers can now concentrate on farming instead of worrying about crop damage.

Eligibility and Essential Documents for Jharkhand Fasal Rahat Yojana

The farmer must be a permanent resident of Jharkhand.
Farmers not availing of any insurance scheme will be eligible under this scheme.
Farmer’s ID Card
Aadhaar Card
Ration card
Bank account statement
Residence proof
Land details
Passport size photograph
Phone number
Income certificate

The Process to Apply Under Jharkhand Fasal Rahat Yojana

How to Apply

The first step you have to do is visit the scheme’s official website: jrfry.jharkhand.gov.in
Your screen will then display the website’s home page
Click on the Register the farmer option on the home page now.
Your browser will open a new page
There is a form here that you can fill out
This application form requires you to provide all the information requested.
Afterward, click the “Register” button
You will be able to apply this way successfully

Under this scheme, on applying through CSC, registered farmers will have to pay a fee of Rs 10 for the application. And for applying for new registration, a fee of Rs 40 will have to be paid.

The Process to Download Jharkhand Fasal Rahat Yojana Acknowledgment

First, you need to do is visit the official website of the Jharkhand State Crop Relief Scheme.
Following this, you will be taken to the website’s home page.
You have to click on the Download Acknowledgment option on the home page.
You will be directed to a new page when you click.
This page will now ask you to enter the registration, mobile, or Aadhaar numbers to get an acknowledgment.
Once you have done this, choose one of the three numbers below.
The next step is to click the submit button.
Upon clicking, you will see your acknowledgment.
In this way, your receipt can be easily extracted.

In case you missed it: How to Apply for Crop Insurance in Telangana

Complaint Filing Process

First, you have to visit the official website of Jharkhand Fasal Rahat Yojana.
After this, the website’s home page will open in front of you.
On the home page, you have to click on Registering a complaint.
Now the next page will open in front of you.
To register a complaint, you have to complete three steps.
Valid Mobile Number
Enter Complaint Details
Complaint Registered
After this, you have to enter your mobile number and be given a captcha code.
Now you have to click on the option of Get OTP.
An OTP will come on your mobile number, which you have to enter in the OTP box.
After this, you have to enter the information related to the complaint.
After caching all the information, you have to click on the complaint Registered option.
Thus the process of registering your complaint will be completed.

Benefits and Features of Fasal Rahat Yojana Jharkhand

The Jharkhand Fasal Rahat Yojana provides financial assistance to farmers if natural disasters cause crop losses.
The government has replaced Pradhan Mantri Fasal Bima Yojana with this scheme.
The insurance company will pay the registered farmers the amount of loss under this scheme.
Under the Jharkhand Fasal Rahat Yojana, all farmers wishing to benefit from the scheme must register.
Jharkhand Fasal Rahat Yojana will increase farmers’ income and enable them to become self-sufficient.
A budget of Rs 100 crore has been allocated to implement the Jharkhand Crop Relief Scheme.
Farmers registered under the Jharkhand Crop Relief Scheme are responsible for paying the premium.

Farmer’s Loan Will Be Waived with Jharkhand Fasal Rahat Yojana

With the Jharkhand Fasal Rahat Yojana, the state government has also decided to waive farmers’ loans. The farmers will be waived their loans under this scheme. The government has set a budget of Rs 2000 crore for this project. The government will also launch a portal to waive off loans. It will collect all the information about farmers. Currently, the administration is asking all banks to enable Aadhaar for all farmers who have taken out loans. Six lakh loan accounts are Aadhaar-enabled out of 12 lakh total loan accounts.

In case you missed it: How to Apply for Crop Insurance in Madhya Pradesh

Conclusion

In this scheme, the insurance company will reimburse the farmer for the loss if a farmer loses a crop due to a natural calamity. This scheme requires farmers to pay very minimal premiums to benefit from its benefits. As part of the Fasal Rahat Yojana, natural calamities, such as droughts, hailstorms, etc., are covered. The state’s farmers will have to apply for the scheme if they want to take advantage of it. This scheme will prevent farmers from being harmed, increasing their income and enabling them to become self-sufficient.

How to Apply for Crop Insurance in Jharkhand