How to Apply for Crop Insurance in Rajasthan

As part of the PMFBY initiative, the central government offers crop insurance to Ajmer, Banswara, Barmer, Bharatpur, Jalor, Jhunjhunu districts Karauli, Kota, Nagaur, Sawai Madhopur, and Udaipur in the state of Rajasthan. Those living in notified areas are eligible to participate in PMFBY, including sharecroppers and tenants. Crop yield loss during sowing, harvesting, or post-harvest is covered under this policy.

There is also localized coverage for certain perils with farm-level assessments. In collaboration with the Rajasthan State Government, the scheme is implemented in Rajasthan. Farmers pay a minimum subsidized premium (2 % for Kharif and 1.5% for Rabi), while the central and state governments share the remaining share equally. It is implemented on an “area-approach basis.” Rajasthan’s insurance unit is the Patwar Halka for major crops and the Tehsil for minor crops.

How to Apply for Crop Insurance in Rajasthan

Crops Notified under PMFBY in Rajasthan

Ajmer: Black Gram (Urad), Cotton (Kapas), Cowpea, Green gram (Moong), Groundnut (Peanut), Guar, Maize, Pearl Millet, Sesame, Sorghum
Banswara: Black Gram (Urad), Cotton (Kapas), Maize, Paddy, Pigeon Pea, Soybean
Barmer: Green gram (Moong), Groundnut (Peanut), Guar, Moth Bean, Pearl millet, Sesame, Sorghum
Bharatpur: Cotton, Guar, Paddy, Pearl millet, Sesame, Sorghum
Jalor: Green gram (Moong), Groundnut (Peanut), Guar, Moth Bean, Pearl millet, Sesame, Sorghum
Jhunjhunu: Cotton, Cowpea, Green Gram, Groundnut, Guar, Moth Bean, Pearl Millet
Karauli: Guar, Paddy, Pearl millet, Sesame
Kota: Black Gram, Maize, Paddy, Sesame, Sorghum, Soybean
Nagaur: Cotton, Cowpea, Green Gram, Groundnut, Guar, Moth Bean, Pearl millet, Sesame, Sorghum
Sawai Madhopur: Black Gram, Groundnut, Guar, Paddy, Pearl millet, Sesame, Soybean
Udaipur: Black Gram, Groundnut, Guar, Maize, Paddy, Sorghum, Soybean

The Scheme Covers the Stages of Crop Growth and Risks that May Lead to Crop Loss

Prevented Sowing/ Planting Risk

If adverse weather conditions, like deficit rainfall or adverse seasonal conditions, prevent a large portion of insured crops from sowing/planting in a notified area, the insured crops will be eligible for indemnity claims up to a maximum of 25% of the sum insured, and the policy will be terminated after that.

If eligible risks affect over 75% of the crop area sown in a notified unit at an early stage, resulting in the loss of the entire crop, or the farmer cannot sow or transplant the crop or either sow or germinate it due to deficit or excess rainfall, coverage may be offered to farmers.

Standing Crop (Sowing to Harvesting)

It covers yield losses due to non-preventable risks like Drought, Dry spells, Floods, Inundations, Pests and Diseases, Landslides, Natural Fires and Lightning, Storms, Hailstorms, Cyclones, Typhoons, Tempests, Hurricanes, and Tornados.

Post-Harvest Losses

After harvesting, crops allowed to dry in cut and spread conditions in the field after harvesting are covered against specific perils of the cyclone, cyclonic rains, and unseasonal rains for up to two weeks. Crop damage caused by cyclones, cyclonic rains, and unseasonal rains throughout the country due to “cut and spread” in the field.

Localized Calamities

A loss or damage caused by identified localized risks such as hailstorms, landslides, floods, and cloud bursts affecting isolated farms in the notified area. In the notified areas or plots, isolated farms may suffer crop losses due to localized perils/calamities, such as landslides, hailstorms, flooding, cloud bursts, and lightning-caused natural fires. As a result, the farmer is entitled to claim a localized catastrophe.

In case you missed it: How to Apply for Crop Insurance in Gujarat

How to Apply for Crop Insurance in Rajasthan

Apply In-Person

Crop insurance application forms can be found at the contact link for the agriculture department in Rajasthan.
The state’s agriculture department provides application forms for the crop insurance scheme (WBCIS).
An applicant must fill out the application form completely.
The applicant must carry originals and photocopies of all necessary documents when applying for this procedure.
The “Required Documents” section lists documents necessary for this procedure.
The applicant must include a photocopy of all required documents (if applicable) and a copy of the application form when submitting for this procedure.
This procedure’s fee must be paid according to the authority’s request.
Following the proper completion of all the procedures mentioned above, the concerned authorities will notify the applicant regarding their crop insurance policy.
In general, this procedure takes between 30 and 45 days to complete.

Apply Online

If you want to apply for a crop insurance scheme online, click on the following link: www.pmfby.gov.in
On the homepage, click on the “Farmer Corner” icon.
If you are an already registered member, click on the “Login for Farmer” button and log in with your mobile number. If not, click on the “Guest Farmer” button.
In the “Register for New Farmer User” application form, fill in all the required information.
Once done, enter the CAPTCHA and click the “Create User” button.
Follow the page prompts, fill in all the details asked, and click the “Next” button.
Enter your “Bank Details” and click the “Next” button.
Fill in the “Crop Details” page and upload all necessary documents.
After entering all the details, click “Submit” to register.
The payment page will open, enter the card details and click the “Make Payment” button.
Once the payment is made, the registration will be completed.
You will be notified through SMS and email of your successful registration, and your credentials will be sent.
Once you have registered, revisit the homepage: Link.
Click on the “Farmer Corner” icon and then click the “Login for Farmer” button to login.
Enter your mobile number on the next page and the CAPTCHA and click the “Request or OTP” button.
After entering the OTP, fill in the application for the crop insurance scheme and submit it.
A receipt number will be sent to you once your application has been submitted.
On the same page, you can view the status of your application.
Click on the “Application Status” icon on the homepage.
Click on “Check Status” after entering the “Receipt Number” and “Captcha Code.” Your application status will be displayed.

Required Documents for Applying for Crop Insurance Scheme

Application form
Duly completed claim form
Land registration papers
Land ownership documents
Evidence of crop loss through capturing pictures using mobile applications.
Aadhar card
Bank account details
Residential address
Sowing declaration

In case you missed it: How to Apply for Crop Insurance in Bihar

Conclusion

Under the State level coordination committees on crop insurance of the respective State/UT Government, the scheme operates based on the “Area Approach” in selected Defined Areas called Insurance Units (IU). Village/Village Panchayat or any other equivalent unit is notified as an insurance unit for major crops. In the case of other crops, the unit may be larger than a village or village panchayat.

How to Apply for Crop Insurance in Rajasthan